Consumer Bankruptcy Lawyers and Consumer Bankruptcy Attorneys

Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, unfortunately, are sometimes the only option that people have when saddled with overwhelming debt. While there are alternatives to bankruptcy, sometimes it is the most practical and realistic way for an individual to escape harassing creditors, confront financial difficulties, and achieve a fresh start. Bankruptcy is a legal proceeding that offers relief for debtors by providing a temporary or permanent stay on some or all of their debts. A Bankruptcy Lawyer can help you handle your debts and return you to the road to financial stability.

Consumer Bankruptcy (also called personal bankruptcy) can take two forms: Chapter 7 and Chapter 13.  Chapter 7 Bankruptcy involves the sale of all non-exempt assets in order to pay off creditors. Chapter 13 Bankruptcy requires the creation of a debt repayment plan which can extend up to five years. The details of Consumer Bankruptcy changed dramatically on October 17, 2005, when The Bankruptcy Abuse Prevention and Consumer Protection Act went into effect. Some of the changes include mandatory credit counseling, stricter eligibility for Chapter 7 filing, and additional burdens for lawyers. Understanding these changes is very important if one is considering filing for bankruptcy. Consult a Bankruptcy Attorney for help understanding the New Bankruptcy Law, and your options for dealing with debt.

Consumer Bankruptcy Legal Guide and Information

Find Consumer Bankruptcy Resources and Information

• Answers and Information

  Answers to frequently asked questions about Consumer Bankruptcy.

• Types

  An overview of Chapter 7 and Chapter 13 Bankruptcy.

• Home and Property

  An explanation of what happens to home and property during Bankruptcy.

• Understanding the New Bankruptcy Law

  A guide to understanding the New Bankruptcy Law.

Consumer Bankruptcy Official Links

If you might have a Consumer Bankruptcy case, Contact our Consumer Bankruptcy lawyers immediately for help.

• Consumer Bankruptcy - U.S. Trustee Program

  The U.S. Trustee's role in consumer bankruptcy cases.

• Summary of New Bankruptcy Law

  Summary of Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.

• Text of the New Bankruptcy Law

  The complete text of The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.

• White House Press Release

  The White House Press Release of the President's singing of the bill.

• Bankruptcy - US Courts

  Information on Chapter 7 and Chapter 13 bankruptcy.

Consumer Bankruptcy News

Breaking Coverage of Consumer Bankruptcy in the News
View Consumer Bankruptcy News Stories

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